Timeshare Financing


LightStream is an online lending division of SunTrust Bank that offers unsecured timeshare financing for consumers with good to excellent credit histories.  With fixed rate, competitive loans up to $100,000, timeshare customers can apply using a streamlined, virtually paperless loan process.

Here’s a brief summary of the financing program:

  • Unsecured, fixed loans from $5,000 to $100,000
  • Low fixed rates starting at 5.99% APRwith AutoPay* for Timeshare and Fractional Financing/Refinancing loan purposes
  • No fees, prepayment penalties, appraisals or down payments
  • A simple online application, with a quick response during business hours
  • Same day funding available
  • No liens or collateral required
  • No need to leverage home equity
  • Financing available for U.S. residents only; may be used for any timeshare/fractional, worldwide