LightStream is an online lending division of SunTrust Bank that offers unsecured timeshare financing for consumers with good to excellent credit histories.  With fixed rate, competitive loans up to $100,000, timeshare customers can apply using a streamlined, virtually paperless loan process.

Here’s a brief summary of the financing program:

  • Unsecured, fixed loans from $5,000 to $100,000
  • Low fixed rates starting at 5.99% APRwith AutoPay* for Timeshare and Fractional Financing/Refinancing loan purposes
  • No fees, prepayment penalties, appraisals or down payments
  • A simple online application, with a quick response during business hours
  • Same day funding available
  • No liens or collateral required
  • No need to leverage home equity
  • Financing available for U.S. residents only; may be used for any timeshare/fractional, worldwide


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